支付寶支付-提現到個人支付寶

提現到個人支付寶官方的名稱是單筆轉賬到支付寶賬戶

1、創建應用並獲取APPID

如果沒有在開發平臺創建應用就得創建一個《開放平臺應用創建指南》
如果之前有創建過應用那麼就可以直接添加功能

如果只是測試不上線可以跳過上面的步驟，直接使用沙盒環境測試

2、配置密鑰

可以參考《配置應用環境》

生成RSA密鑰

!配置密鑰

3、下載服務端SDK

下載開放平臺服務端SDK

4、使用服務端SDK

4.1 初始化SDK

AlipayClient alipayClient = new DefaultAlipayClient(URL, APP_ID, APP_PRIVATE_KEY, FORMAT, CHARSET, ALIPAY_PUBLIC_KEY, SIGN_TYPE);

參數說明可以參考關鍵參數說明

4.2 接口調用

調用流程

說明：

1、如果商戶重複請求轉賬，支付寶會冪等返回成功結果，商戶必須對重複轉賬的業務做好冪等處理；如果不判斷，存在潛在的風險，商戶自行承擔因此而產生的所有損失。

2、如果調用alipay.fund.trans.toaccount.transfer掉單時，或返回結果code=20000時，或返回結果code=40004，sub_code= SYSTEM_ERROR時，請調用alipay.fund.trans.order.query發起查詢，如果未查詢到結果，請保持原請求不變再次請求alipay.fund.trans.toaccount.transfer接口。

3、商戶處理轉賬結果時，對於錯誤碼的處理，只能使用sub_code作爲後續處理的判斷依據，不可使用sub_msg作爲後續處理的判斷依據。

4.3 SDK的調用

主要涉及到兩個接口

• 單筆轉賬到支付寶賬戶接口alipay.fund.trans.toaccount.transfer

• 查詢轉賬訂單接口alipay.fund.trans.order.query

4.4 單筆轉賬到支付寶賬戶接口alipay.fund.trans.toaccount.transfer 封裝

直接調用轉賬接口如果返回不是Success 就調用轉賬查詢接口

/**
     * 單筆轉賬到支付寶賬戶
     * https://doc.open.alipay.com/docs/doc.htm?spm=a219a.7629140.0.0.54Ty29&treeId=193&articleId=106236&docType=1
     * @param content
     * @return
     * @throws AlipayApiException
     */
    public static boolean transfer(AlipayFundTransToaccountTransferModel model) throws AlipayApiException{
        AlipayFundTransToaccountTransferResponse response = transferToResponse(model);
        String result = response.getBody();
        log.info("transfer result>"+result);
        System.out.println("transfer result>"+result);
        if (response.isSuccess()) {
            return true;
        } else {
            //調用查詢接口查詢數據
            JSONObject jsonObject = JSONObject.parseObject(result);
            String out_biz_no = jsonObject.getJSONObject("alipay_fund_trans_toaccount_transfer_response").getString("out_biz_no");
            AlipayFundTransOrderQueryModel queryModel = new AlipayFundTransOrderQueryModel();
            model.setOutBizNo(out_biz_no);
            boolean isSuccess = transferQuery(queryModel);
            if (isSuccess) {
                return true;
            }
        }
        return false;
    }

    public static AlipayFundTransToaccountTransferResponse transferToResponse(AlipayFundTransToaccountTransferModel model) throws AlipayApiException{
        AlipayFundTransToaccountTransferRequest request = new AlipayFundTransToaccountTransferRequest();
        request.setBizModel(model);
        return alipayClient.execute(request);
    }

4.5 查詢轉賬訂單接口alipay.fund.trans.order.query 封裝

/**
     * 轉賬查詢接口
     * @param content
     * @return
     * @throws AlipayApiException
     */
    public static boolean transferQuery(AlipayFundTransOrderQueryModel model) throws AlipayApiException{
        AlipayFundTransOrderQueryResponse response = transferQueryToResponse(model);
        log.info("transferQuery result>"+response.getBody());
        System.out.println("transferQuery result>"+response.getBody());
        if(response.isSuccess()){
            return true;
        }
        return false;
    }
    public static AlipayFundTransOrderQueryResponse transferQueryToResponse(AlipayFundTransOrderQueryModel model) throws AlipayApiException{
        AlipayFundTransOrderQueryRequest request = new AlipayFundTransOrderQueryRequest();
        request.setBizModel(model);
        return alipayClient.execute(request);
    }

5、 接口測試

/**
     * 單筆轉賬到支付寶賬戶
     * https://doc.open.alipay.com/docs/doc.htm?spm=a219a.7629140.0.0.54Ty29&treeId=193&articleId=106236&docType=1
     */
    public void transfer() {
        boolean isSuccess = false;
        String total_amount = "100";
        AlipayFundTransToaccountTransferModel model = new AlipayFundTransToaccountTransferModel();
        model.setOutBizNo(StringUtils.getOutTradeNo());//生成訂單號
        model.setPayeeType("ALIPAY_LOGONID");//固定值
        model.setPayeeAccount("[email protected]");//轉賬收款賬戶
        model.setAmount(total_amount);
        model.setPayerShowName("測試退款");
        model.setPayerRealName("沙箱環境");//賬戶真實名稱
        model.setRemark("javen測試單筆轉賬到支付寶");

        try {
            isSuccess = AliPayApi.transfer(model);
        } catch (Exception e) {
            e.printStackTrace();
        }
        renderJson(isSuccess);
    }

故意把賬戶真實名稱寫錯

{
  "alipay_fund_trans_toaccount_transfer_response": {
    "code": "40004",
    "msg": "Business Failed",
    "sub_code": "PAYER_USER_INFO_ERROR",
    "sub_msg": "付款用戶姓名或其它信息不一致",
    "out_biz_no": "051023044814944"
  },
  "sign": "Zbm9lI9GbTlLbYsPQoJhd5y7+oevOInPFoKlRWp2064VUPZYUGBJRiM/8Ip8Vfz4MDhu+0Uc3gEzvoXk1O6eVj7bAPjGLc5cZI3gQNmbogTxeK/4eGgIjxJBKK46r6rzKgK2/e7YEBmExi6hACbo3inBqX0OnaIxIbedZnYY2qrkNdhIjiD1G/EWJNH846IEwhwLkihV7vVKXhIgfmfKmGu5jE7aNddwxKhAK8fAzTR7JOs8p/ZOcLD9/RHfUP1ro4HoNlUOrFUZfhxRuUEFwLxvcJon0HkcO6dnjNnXQx3jh/Ne3632SpWca1pZczervU3/z9/C0LVflQWna42t9g=="
}

正確返回結果

{
  "alipay_fund_trans_toaccount_transfer_response": {
    "code": "10000",
    "msg": "Success",
    "order_id": "20170510110070001500460000004431",
    "out_biz_no": "051023003214944",
    "pay_date": "2017-05-10 23:00:30"
  },
  "sign": "hedaOEcrS8CwzcLNFAQhLWJnmevaA4a+SsNuzuuyBHABUjJ+ZvagMoS1/eUpRIHfwXVOLxGVjCCtJzi4Irclqu2Roz9aHo8ROkNKFKbw66lcT2dOo9AWCYw8UVhQDUjjSZ/d+lu9nnpHPf3ZPPdFHvziBo6ghZF0DRiIX/9ZVx7uH7grFJb8SRbCbcF5C7eouJU8Aw9sMdu/XjREdlW7pLvjeinzouOLbIpICRP33JtGC/KhgdQltDzlXHtVgi9xWRJVXJVp7+jtDRbRP+V+ImY9NqYKtpfxtTBZZ1bW6nOxJaMV7ePgC/6GpDIyWjg+LdHQ09eeBtTy4XCOxtGe1g=="
}

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