“自動呼叫”手機將使美國債權人討債更給力~[譯]

原文:

By: Simon Davies | 4th Oct 2011: 3:07pm

Debt collectors in the USA will be given authority to chase people who owe money to the Federal Government via their cell phone as well as other means, under proposals in the deficit reduction plan.

Currently, debt collection calls to cell phones are limited because collectors must check their phone number lists against a list of known cell phones and cannot call those numbers unless the consumer has provided that number as a way of reaching them.

The new plans would allow so-called robo-calls, or automatic calling of the cell phones to chase the debt -- although the proposals only apply to, or guaranteed by the federal government, such as student loans or for tax payments.

"Giving one of the most abusive industries in the U.S. free rein to inundate people with robo-calls to their cell phones is a terrible idea," said Margot Saunders, Of Counsel to the National Consumer Law Center. "Cell phone calls can distract people while driving, interrupt them at their jobs, and needlessly impose a cost on struggling families by using up scarce minutes. Debt collectors regularly call land lines to harass and threaten friends, family and even strangers with similar names to the debtor. No one will be safe from receiving abusive calls on their cell phones if this proposal goes through."

The proposal is aimed at helping to reduce the federal debt by ensuring its own creditors pay, but the National Consumer Law Center argues that most of the people affected are unable to pay due to the current economic situation. 

 

 


譯文:

“自動呼叫”手機將使美國債權人討債更給力~

在赤字消減提案的建議下,美國的債權人將被賦予一項權利,他們將可以通過手機或其它途徑向欠他們錢的人討債。
目前,這種通過電話討債的方法還有一定的侷限性,因爲債權人必須將他們的電話號碼清單與已知的手機號清單進行比對,並且債權人不能打這些號碼除非號碼所有者允許通過這個號碼聯繫他們。
新計劃將允許所謂的“自動呼叫”,也就是自動的給指定手機打電話要債。儘管這個提案僅僅適用於(或者說被聯邦政府擔保)助學貸款和稅收。
“給美國最濫用的行業之一通過“自動呼叫”來自由侵犯人們的手機的權利是一個可怕的主意” 國家消費者法律中心顧問Margot Saunders說,“手機能使人們開車分心,打擾他們的工作,而且會耗盡拮据的家庭僅有的時間,從而不必要地增加他們的支出。收債人有規律的通過地面通信線路騷擾和威脅與債務人有着相似名字的朋友、家人甚至陌生人。如果這個提案通過了,將沒有人會免於收到這種惡意的電話。”
這個提案的目的是通過確保聯邦的債權人收回錢來幫助聯邦減少債務,但是國家消費者法律中心辯解到,大部分受這個影響的人因當前經濟形勢無力償還債務。

擴展:
check sth. against sth.  相互對照
student loans  助學貸款
Automated Political Calls : http://robocalls.net/
Robocall_Wikipedia : http://en.wikipedia.org/wiki/Robocall

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