職場求生攻略答疑篇之 3 —— 數據是土地

{"type":"doc","content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"在"},{"type":"link","attrs":{"href":"https://time.geekbang.org/column/article/266329","title":""},"content":[{"type":"text","text":"31 | 數據觀:在你眼裏,數據到底是什麼?"}]},{"type":"text","text":"裏,有同學評論說:“劃重點:金融公司會買你的出行數據做風控”"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"其實問題沒那麼簡單,數據不是你想用,想用就能用。更不是你想買,想買就能買的。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"很多支付公司推廣掃碼乘公交,掃碼乘地鐵。也有些補貼啥的。對我們用戶來說,當然是方便了,不需要帶公交卡了。那麼這些公司爲啥搞這個呢?一方面當然是爲了推廣自己的支付,而另一個不明顯的方面呢,就有可能是在蒐集數據。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"如果你養成了使用這些支付手段來乘坐公共交通的習慣,那麼這些數據長期積累下來,就有可能(注意是有可能,具體這些公司是否可以使用這些數據,如何使用這些數據,是要受法律法規限制的,具體參見沒人看的最終用戶許可協議)被這些公司用來給用戶打標:有着穩定的外出習慣的人,那麼大概率是有穩定工作和收入的。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"進而呢,可以給一個人做信用評級做參考。當這公司再向外發小額貸款,某唄,微某貸的時候,給多少額度就不是忙猜了。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"這些數據,可能賣麼?我覺得是絕對不可能的,因爲這非常可能涉嫌侵犯隱私了。在公司內使用,沒準是可以的。所以,沒數據,啥都幹不成;沒數據,花錢買都沒地方賣。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"當然,別的公司可以買成果。如果掌握數據的公司,把使用數據得出的結論,封裝一下,沒準是可以提供給外界的。比如很多酒店可以接入某某信用分,如果信用分夠,可以免押金。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"但是話說回來,使用別人的成果,總歸是被別人捏着一根線。而數據纔是土地,纔是根本。沒土地就只能買別人的糧食,別人賣給你你就有的喫,別人不賣給你你啥招都沒有隻能幹瞪眼。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"horizontalrule"},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"歡迎訂閱專欄"},{"type":"link","attrs":{"href":"https://time.geekbang.org/column/intro/311","title":""},"content":[{"type":"text","text":"《職場求生攻略》"}]}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":""}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}}]}
發表評論
所有評論
還沒有人評論,想成為第一個評論的人麼? 請在上方評論欄輸入並且點擊發布.
相關文章