金融企业选择与应用分布式数据库的7个核心问题

{"type":"doc","content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"本文由 dbaplus 社群授权转载。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"大家好，我是来自腾讯云的苏强。从腾讯云分布式数据库商用那天起，我就在分布式数据库团队里，所以可以很自豪地说，我是最了解腾讯云分布式数据库的人之一。今天我将和大家分享近两年来分布式数据库在金融行业里真实应用的细节与核心。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":2},"content":[{"type":"text","text":"一、金融行业现状"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"目前国内大中型银行主要以国外厂商提供的大型主机和数据库解决方案来进行系统构建。由于近年来金融业务量的不断增长，以及银行数字化转型成为必然趋势。目前以国外大型主机和数据库为核心的架构已无法满足大规模交易和数据处理的需求。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"一方面：性能无法满足业务不断激增的处理需求，存在系统过载风险；另一方面：本身价格比较昂贵，维护成本居高不下。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"以手机银行、网上理财、互联网保险等为代表的金融业务创新快速发展，推动新技术正以前所未有的速度与力度发生深层次变革。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"这些技术发展，对金融服务模式带来重大影响，使得金融行业向数字化、分布式转型成为必然趋势，金融业务创新与科技创新正在相互促进，重塑金融行业系统能力。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":3},"content":[{"type":"text","text":"1、分布式数据库领域的百家争鸣"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"image","attrs":{"src":"https:\/\/static001.infoq.cn\/resource\/image\/a2\/d0\/a2f502476719b2c2dfd8c3b7454fb7d0.png","alt":null,"title":null,"style":null,"href":null,"fromPaste":true,"pastePass":false}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"bulletedlist","content":[{"type":"listitem","attrs":{"listStyle":null},"content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"多种架构长期共存"},{"type":"text","text":"： 分布式数据库经过这么多年的发展，实际上并不是一种新兴的技术了，从最早基于中间件的模型开始到现在基于分布式存储的架构，这些架构一直在并存着往前发展，谈不上哪个更优秀，因为都各有各的应用场景。"}]}]},{"type":"listitem","attrs":{"listStyle":null},"content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"多种技术栈卡位竞争"},{"type":"text","text":"： 分布式技术目前发展的方向是，技术栈有兼容MySQL的，也有兼容Oracle的，也有兼容PG的，各技术栈现在互相卡位，在国内的厂商之间，几乎每个厂商都跟着一条线。"}]}]},{"type":"listitem","attrs":{"listStyle":null},"content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"厂商互相PK"},{"type":"text","text":"： 目前投入的厂家，特别是在这两年国家对这块的支持力度和资本介入之下，做分布式数据库的厂家越来越多，形成了互相竞争的关系。"}]}]}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":3},"content":[{"type":"text","text":"2、金融客户应该如何选择分布式数据库"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"抛开所谓的金融产品的可靠性、可用性等技术点以外，选择一个金融分布式数据库最核心的要点我认为是以下四方面："}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"bulletedlist","content":[{"type":"listitem","attrs":{"listStyle":null},"content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"质量可靠"},{"type":"text","text":"： 产品应该成熟可靠，经过大规模业务持续验证，拥有较多的客户案例和ISV集成经历；"}]}]},{"type":"listitem","attrs":{"listStyle":null},"content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"团队建设"},{"type":"text","text":"： 建立能用、会用、用好国产数据库的人才队伍；形成一支具备高水平维护能力的队伍；"}]}]},{"type":"listitem","attrs":{"listStyle":null},"content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"持续演进"},{"type":"text","text":"： 背靠优质平台或生态，产品可以持续演进发展；厂商拥有一流的研发团队和长期投入；"}]}]},{"type":"listitem","attrs":{"listStyle":null},"content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"服务能力"},{"type":"text","text":"： 在国内主要地市建立健全分销体系、培训能力、服务团队。不仅包括数据库，更能覆盖金融全技术栈的服务能力。"}]}]}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":3},"content":[{"type":"text","text":"3、腾讯云分布式数据库解决方案"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}}]}