數字化轉型這麼火，你真的看懂了嗎？

{"type":"doc","content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"數字化轉型浪潮洶湧而來。2021 年 3 月，“十四五”綱要首次將“數字經濟核心產業增加值佔 GDP 比重”作爲經濟社會發展中體現創新驅動的指標，並多次提到“數字化轉型”。11 月初，騰訊研究院聯合騰訊雲發佈的《"},{"type":"link","attrs":{"href":"https:\/\/www.infoq.cn\/article\/fUg9rWvuy3io1sEUU2xt","title":"xxx","type":null},"content":[{"type":"text","text":"數字化轉型指數報告 2021"}]},{"type":"text","text":"》顯示，在全國 351 個城市和 18 個行業中，電商和金融行業數字化程度均 3 倍多於行業均值。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"以人工智能、區塊鏈、雲計算、大數據等技術爲行業底層技術驅動的數字化發展趨勢已不可阻擋。基於行業特殊性，金融行業作爲數字化轉型的代表行業，無論在電子化時代還是信息化時代，都是和數據密切相關、較早感知底層技術變革的行業。從互聯網金融出現、第三方支付興起、到金融科技盛行，金融行業對技術革新的關注度一直處在全行業前列。"}]},{"type":"heading","attrs":{"align":null,"level":1},"content":[{"type":"text","text":"爲什麼金融行業熱衷數字化轉型？"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"消費互聯網的飛速發展，爲全行業的數字化轉型留下了豐富的經驗。金融行業作爲對技術發展敏感度高的行業，對人工智能、區塊鏈、雲計算、大數據等創新技術的關注度持續走高。這些創新技術在金融行業的應用，重構了業務層的交易方式和交易場景，並且從底層技術開始，向上至業務層推動降本提效、流程優化和模式創新。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"以數據存儲爲例，普遍實現數據驅動的金融企業，面對如今海量複雜的數據，需要新的數據存儲、數據分析、數據調用和數據管理工具，也需要新的數據流轉理念。金融產品作爲用戶高敏感的產品，不僅需要保證及時、穩定的信息交互，還需要安全可靠的數據隱私保護。儘管金融行業出於數據隱私和安全考慮，對於上雲需要保持謹慎的態度，但是在雲原生時代，雲技術在金融行業底層架構上也發揮了不小的作用，如雲數據庫技術在金融企業中的應用並不少見。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"從結果上看，數字化轉型幫助金融企業實現降本增效是金融企業熱衷數字化轉型的根本原因。將視角拉伸到行業角度，數字化將推動提升金融行業服務的便利性和普惠性。數據作爲數字經濟的核心生產要素，更是金融行業需要重點關注的要素。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"以"},{"type":"link","attrs":{"href":"https:\/\/xie.infoq.cn\/article\/fe498fb064825f9e564bfcefa","title":"xxx","type":null},"content":[{"type":"text","text":"華泰證券"}]},{"type":"text","text":"爲例，2020 年聯合合作伙伴率先進入證券全業務內存清算時代，實現了華泰千萬級客戶、千萬級訂單的快速清算，引領行業清算效率的全面提升；與戰略伙伴聯合推出"},{"type":"link","attrs":{"href":"https:\/\/mp.weixin.qq.com\/s?__biz=MzU1NDA4NjU2MA==&mid=2247510057&idx=2&sn=437cd4dca392cdeb7e73abd5be5ed925&chksm=fbea11e6cc9d98f041639706677a07517511d623b2519f5e5deb547cc8c392edb2d113a66f9f&scene=27#wechat_redirect","title":"xxx","type":null},"content":[{"type":"text","text":" FPGA "}]},{"type":"text","text":"證券交易櫃檯系統，將證券交易從行情到報盤均進入全面極速時代。在提升自身數字化能力的同時，華泰證券還從 2019 年開始至今，完成了對 5 家金融科技企業的戰略投資，包括極速交易、人工智能、雲技術、低代碼等新興技術領域。"}]},{"type":"heading","attrs":{"align":null,"level":1},"content":[{"type":"text","text":"我們應該如何理解數字化轉型？"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"數字化轉型爲企業帶來的好處已是業內共識，但是大家對於數字化轉型的理解不盡相同。對於數字化轉型的理解寬度和深度，不僅在企業之間有所區別，在企業內部的不同部門之間也存在信息偏差。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"任何一個先進理念、先進技術在企業的推行，都需要先過認知關，無論是廣爲人知的“數字化”，還是令技術人員發愁的“敏捷”。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"在北京大學光華管理學院副院長、市場戰略及行爲科學教授、博士生導師張影看來，人腦的運算能力和運算方式都是有上限的，數字革命就是通過“數據 + 算力 + 算法”突破人腦對於決策質量、決策數量的限制，所以數字化就是在數字世界當中構建當下物理世界的完整的映射。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"波士頓諮詢（BCG）董事總經理陳果對於企業數字化的願景則是仿生型企業。在他看來，數字化不僅僅是業務流程的數字化、智能化，更重要的是再造企業的商業模式和價值鏈網絡。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"道客網絡科技聯合創始人首席執行官陳齊彥從數字企業的角度理解數字化轉型。他認爲，數字企業其實就是把數字科技、技術根植到他的企業的經營行爲，將科技理念和業務理念充分結合。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"華泰證券信息技術部聯席負責人、華泰證券數字化運營部總經理王玲則認爲：企業數字化轉型 3+1 原則，即產品先行平臺制勝、業務架構匹配技術架構、跨界經營生態三步走，而組織文化變革是基礎。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"衆說紛紜，我們究竟應該如何理解數字化轉型？金融行業在數字化變革趨勢下將走向何方？數字化轉型前沿企業正在經歷什麼？12 月 3 日，2021 星空論壇將如期在線直播，邀請北京大學光華管理學院副院長、市場戰略及行爲科學教授、博士生導師張影；波士頓諮詢（BCG）董事總經理陳果；道客網絡科技聯合創始人首席執行官陳齊彥以及華泰證券信息技術部聯席負責人、華泰證券數字化運營部總經理王玲，探討數字化轉型浪潮下的金融行業發展方向。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"12 月 3 日晚上 8 點，不見不散！"},{"type":"link","attrs":{"href":"https:\/\/live.infoq.cn\/room\/1219","title":"xxx","type":null},"content":[{"type":"text","text":"https:\/\/live.infoq.cn\/room\/1219"}]}]}]}