A culture of debt
1. is it easy to get credit in your country
2. is consumer confident level high or not?
3. People general attitude to borrowing.
a Inflation, rocketing house prices and soaring foodstuff have pushed consumer confidence to the lowest level.
2. During his term of office not only the national debt of America, but also personal debt, increased substantially.
Term: 任期
terms and conditions： 條款條約
increased substantially： 大幅增長
Credit and bebt
3. Young people take out loans申請貸款 to pay their way through college
real estate 房地產
property： a building or building and the land belong to them
Mortage 抵押
4. All this is possible because credit is easy and interest rates are low
Band are encouraged to lend.
The market is constantly coming up with (提出)new financial products and new ways of extending credits to ordinary people.
Extend the business line 擴大產品線
Extension number 分機號碼
5. As long as people are spending economic growth continues.
accumulate: gather together or acquire an increasing number ot quantity
二 Finance and Money
How to make choose
1. Personally i'd go for option A because it's
i think option A has much more going for it.
My preference would be option A because ..
All in all, option A is ...
參考理由