数字化转型这么火，你真的看懂了吗？

{"type":"doc","content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"数字化转型浪潮汹涌而来。2021 年 3 月，“十四五”纲要首次将“数字经济核心产业增加值占 GDP 比重”作为经济社会发展中体现创新驱动的指标，并多次提到“数字化转型”。11 月初，腾讯研究院联合腾讯云发布的《"},{"type":"link","attrs":{"href":"https:\/\/www.infoq.cn\/article\/fUg9rWvuy3io1sEUU2xt","title":"xxx","type":null},"content":[{"type":"text","text":"数字化转型指数报告 2021"}]},{"type":"text","text":"》显示，在全国 351 个城市和 18 个行业中，电商和金融行业数字化程度均 3 倍多于行业均值。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"以人工智能、区块链、云计算、大数据等技术为行业底层技术驱动的数字化发展趋势已不可阻挡。基于行业特殊性，金融行业作为数字化转型的代表行业，无论在电子化时代还是信息化时代，都是和数据密切相关、较早感知底层技术变革的行业。从互联网金融出现、第三方支付兴起、到金融科技盛行，金融行业对技术革新的关注度一直处在全行业前列。"}]},{"type":"heading","attrs":{"align":null,"level":1},"content":[{"type":"text","text":"为什么金融行业热衷数字化转型？"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"消费互联网的飞速发展，为全行业的数字化转型留下了丰富的经验。金融行业作为对技术发展敏感度高的行业，对人工智能、区块链、云计算、大数据等创新技术的关注度持续走高。这些创新技术在金融行业的应用，重构了业务层的交易方式和交易场景，并且从底层技术开始，向上至业务层推动降本提效、流程优化和模式创新。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"以数据存储为例，普遍实现数据驱动的金融企业，面对如今海量复杂的数据，需要新的数据存储、数据分析、数据调用和数据管理工具，也需要新的数据流转理念。金融产品作为用户高敏感的产品，不仅需要保证及时、稳定的信息交互，还需要安全可靠的数据隐私保护。尽管金融行业出于数据隐私和安全考虑，对于上云需要保持谨慎的态度，但是在云原生时代，云技术在金融行业底层架构上也发挥了不小的作用，如云数据库技术在金融企业中的应用并不少见。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"从结果上看，数字化转型帮助金融企业实现降本增效是金融企业热衷数字化转型的根本原因。将视角拉伸到行业角度，数字化将推动提升金融行业服务的便利性和普惠性。数据作为数字经济的核心生产要素，更是金融行业需要重点关注的要素。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"以"},{"type":"link","attrs":{"href":"https:\/\/xie.infoq.cn\/article\/fe498fb064825f9e564bfcefa","title":"xxx","type":null},"content":[{"type":"text","text":"华泰证券"}]},{"type":"text","text":"为例，2020 年联合合作伙伴率先进入证券全业务内存清算时代，实现了华泰千万级客户、千万级订单的快速清算，引领行业清算效率的全面提升；与战略伙伴联合推出"},{"type":"link","attrs":{"href":"https:\/\/mp.weixin.qq.com\/s?__biz=MzU1NDA4NjU2MA==&mid=2247510057&idx=2&sn=437cd4dca392cdeb7e73abd5be5ed925&chksm=fbea11e6cc9d98f041639706677a07517511d623b2519f5e5deb547cc8c392edb2d113a66f9f&scene=27#wechat_redirect","title":"xxx","type":null},"content":[{"type":"text","text":" FPGA "}]},{"type":"text","text":"证券交易柜台系统，将证券交易从行情到报盘均进入全面极速时代。在提升自身数字化能力的同时，华泰证券还从 2019 年开始至今，完成了对 5 家金融科技企业的战略投资，包括极速交易、人工智能、云技术、低代码等新兴技术领域。"}]},{"type":"heading","attrs":{"align":null,"level":1},"content":[{"type":"text","text":"我们应该如何理解数字化转型？"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"数字化转型为企业带来的好处已是业内共识，但是大家对于数字化转型的理解不尽相同。对于数字化转型的理解宽度和深度，不仅在企业之间有所区别，在企业内部的不同部门之间也存在信息偏差。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"任何一个先进理念、先进技术在企业的推行，都需要先过认知关，无论是广为人知的“数字化”，还是令技术人员发愁的“敏捷”。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"在北京大学光华管理学院副院长、市场战略及行为科学教授、博士生导师张影看来，人脑的运算能力和运算方式都是有上限的，数字革命就是通过“数据 + 算力 + 算法”突破人脑对于决策质量、决策数量的限制，所以数字化就是在数字世界当中构建当下物理世界的完整的映射。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"波士顿咨询（BCG）董事总经理陈果对于企业数字化的愿景则是仿生型企业。在他看来，数字化不仅仅是业务流程的数字化、智能化，更重要的是再造企业的商业模式和价值链网络。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"道客网络科技联合创始人首席执行官陈齐彦从数字企业的角度理解数字化转型。他认为，数字企业其实就是把数字科技、技术根植到他的企业的经营行为，将科技理念和业务理念充分结合。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"华泰证券信息技术部联席负责人、华泰证券数字化运营部总经理王玲则认为：企业数字化转型 3+1 原则，即产品先行平台制胜、业务架构匹配技术架构、跨界经营生态三步走，而组织文化变革是基础。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"众说纷纭，我们究竟应该如何理解数字化转型？金融行业在数字化变革趋势下将走向何方？数字化转型前沿企业正在经历什么？12 月 3 日，2021 星空论坛将如期在线直播，邀请北京大学光华管理学院副院长、市场战略及行为科学教授、博士生导师张影；波士顿咨询（BCG）董事总经理陈果；道客网络科技联合创始人首席执行官陈齐彦以及华泰证券信息技术部联席负责人、华泰证券数字化运营部总经理王玲，探讨数字化转型浪潮下的金融行业发展方向。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"12 月 3 日晚上 8 点，不见不散！"},{"type":"link","attrs":{"href":"https:\/\/live.infoq.cn\/room\/1219","title":"xxx","type":null},"content":[{"type":"text","text":"https:\/\/live.infoq.cn\/room\/1219"}]}]}]}