职场求生攻略答疑篇之 3 —— 数据是土地

{"type":"doc","content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"在"},{"type":"link","attrs":{"href":"https://time.geekbang.org/column/article/266329","title":""},"content":[{"type":"text","text":"31 | 数据观：在你眼里，数据到底是什么？"}]},{"type":"text","text":"里，有同学评论说：“划重点：金融公司会买你的出行数据做风控”"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"其实问题没那么简单，数据不是你想用，想用就能用。更不是你想买，想买就能买的。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"很多支付公司推广扫码乘公交，扫码乘地铁。也有些补贴啥的。对我们用户来说，当然是方便了，不需要带公交卡了。那么这些公司为啥搞这个呢？一方面当然是为了推广自己的支付，而另一个不明显的方面呢，就有可能是在搜集数据。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"如果你养成了使用这些支付手段来乘坐公共交通的习惯，那么这些数据长期积累下来，就有可能（注意是有可能，具体这些公司是否可以使用这些数据，如何使用这些数据，是要受法律法规限制的，具体参见没人看的最终用户许可协议）被这些公司用来给用户打标：有着稳定的外出习惯的人，那么大概率是有稳定工作和收入的。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"进而呢，可以给一个人做信用评级做参考。当这公司再向外发小额贷款，某呗，微某贷的时候，给多少额度就不是忙猜了。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"这些数据，可能卖么？我觉得是绝对不可能的，因为这非常可能涉嫌侵犯隐私了。在公司内使用，没准是可以的。所以，没数据，啥都干不成；没数据，花钱买都没地方卖。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"当然，别的公司可以买成果。如果掌握数据的公司，把使用数据得出的结论，封装一下，没准是可以提供给外界的。比如很多酒店可以接入某某信用分，如果信用分够，可以免押金。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"但是话说回来，使用别人的成果，总归是被别人捏着一根线。而数据才是土地，才是根本。没土地就只能买别人的粮食，别人卖给你你就有的吃，别人不卖给你你啥招都没有只能干瞪眼。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"horizontalrule"},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"欢迎订阅专栏"},{"type":"link","attrs":{"href":"https://time.geekbang.org/column/intro/311","title":""},"content":[{"type":"text","text":"《职场求生攻略》"}]}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":""}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}}]}