突發！阿里巴巴涉嫌壟斷被立案調查

{"type":"doc","content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"據新華社消息，近日，市場監管總局根據舉報，依法對阿里巴巴集團控股有限公司實施“二選一”等涉嫌壟斷行爲立案調查。受該消息影響，阿里巴巴美股盤後跳水，現跌幅擴至 5%。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"同時，繼首次約談 1 個多月後，金融監管部門將再次約談螞蟻集團。中國人民銀行、中國銀保監會、中國證監會、國家外匯管理局將於近日約談螞蟻集團，督促指導螞蟻集團按照市場化、法治化原則，落實金融監管、公平競爭和保護消費者合法權益等要求，規範金融業務經營與發展。對此，螞蟻集團迴應表示，已經受到監管部門的約談通知，將做好相關工作的落實。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":3},"content":[{"type":"text","text":"立案前有跡象"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"早前，監管人士曾點名花唄、白條等產品，並直指金融科技公司存在過度授信、損害消費者權益的問題。12 月 18 日，螞蟻平臺上的互聯網存款產品全部下架，只對已購買產品的用戶可見。螞蟻集團迴應稱，該行爲是根據監管部門對於互聯網存款行業的規範要求作出的決定。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"繼螞蟻之後，理財通、京東金融、陸金所、360 你財富等 10 家平臺隨後也下線了其存款產品，並表示將密切關注、認真落實相關監管政策和指導意見。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"除此之外，近日，多名網友在社交平臺上曬出截圖稱，自己的花唄額度突然被大幅調降，“額度直接降了一半”、“一萬多元被降到了 3000 元以下”。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"image","attrs":{"src":"https:\/\/static001.geekbang.org\/wechat\/images\/56\/5602ecacfd78721cd34ab6aee677f57b.png","alt":null,"title":null,"style":null,"href":null,"fromPaste":false,"pastePass":false}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"對此，螞蟻集團給出的回覆是，花唄近期正在調整部分年輕用戶的額度，倡導更理性的消費習慣。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"此外，螞蟻內部也在進行一些變動。12 月 1 日，螞蟻金服（杭州）網絡技術有限公司出現工商變更，原股東螞蟻科技集團股份有限公司退出，由支付寶（杭州）信息技術有限公司接力全資持股。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"天眼查 App 顯示，近日，螞蟻蓉信（成都）網絡科技有限公司、螞蟻金服（成都）網絡技術有限公司發生工商變更，胡喜退出法定代表人，均由倪行軍接任。此前，11 月 27 日，胡喜不再擔任螞蟻金服（杭州）網絡技術有限公司全資子公司上海風報信息科技有限公司的法定代表人，由邵文瀾接任。同日，胡喜退出支付寶（上海）網絡技術有限公司法定代表人，由葉國暉接任。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"據騰訊潛望之前報道，有知情人士透露，監管層正在研究螞蟻重組，不過仍沒有具體辦法。爲了符合未來的監管框架要求，螞蟻集團正考慮調整業務架構和重組業務單元以應對，其中，將需要持牌經營的金融業務從螞蟻集團中獨立出來，也成爲了可能性之一。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":3},"content":[{"type":"text","text":"立案意味着什麼？"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"消息一出，人民日報隨即發表文章稱，“這是我國在互聯網領域加強反壟斷監管的一項重要舉措，有利於規範行業秩序、促進平臺經濟長遠健康發展。”同時，人民日報指出，“此次立案調查，並不意味着國家對平臺經濟鼓勵、支持的態度有所改變，恰恰是爲了更好規範和發展平臺經濟，引導、促進其健康發展，以期爲中國經濟高質量發展做出更大貢獻。”"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"文章顯示，此次對阿里巴巴反壟斷的立案調查之前，相關部門已經做了前期的核查研究工作。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"在 11 月發佈的《反壟斷指南》中，明確了一些壟斷行爲，其中包括“平臺二選一”、“大數據殺熟”等。阿里巴巴集團董事局主席、首席執行官張勇表示，將積極學習和響應國家的政策和法規，用自身更高的要求建設更爲健康的平臺經濟。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"此前，有分析人士表示，數字經濟的大形勢下，現在正是國家出手整治的好時機。“既然要搞數字經濟、做國家級的數字化轉型，那肯定要有行業治理規則。行業環境要有利於發展和更廣泛的創新，而不是簡單由既得利益者決定規則。”"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"延伸閱讀："},{"type":"link","attrs":{"href":"https:\/\/mp.weixin.qq.com\/s?__biz=MjM5MDE0Mjc4MA==&mid=2651054021&idx=1&sn=90f3b092e8df236266523e45514d370c&chksm=bdbe27968ac9ae8092ad0e4cf2e17eb7b99b19d5f8df0397b9bd402e828c86f537b56009e8f4&scene=21#wechat_redirect","title":"","type":null},"content":[{"type":"text","text":"《摁住巨頭：騰訊阿里們要小心了？》"}]}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}}]}