突发！阿里巴巴涉嫌垄断被立案调查

{"type":"doc","content":[{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"据新华社消息，近日，市场监管总局根据举报，依法对阿里巴巴集团控股有限公司实施“二选一”等涉嫌垄断行为立案调查。受该消息影响，阿里巴巴美股盘后跳水，现跌幅扩至 5%。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"同时，继首次约谈 1 个多月后，金融监管部门将再次约谈蚂蚁集团。中国人民银行、中国银保监会、中国证监会、国家外汇管理局将于近日约谈蚂蚁集团，督促指导蚂蚁集团按照市场化、法治化原则，落实金融监管、公平竞争和保护消费者合法权益等要求，规范金融业务经营与发展。对此，蚂蚁集团回应表示，已经受到监管部门的约谈通知，将做好相关工作的落实。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":3},"content":[{"type":"text","text":"立案前有迹象"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"早前，监管人士曾点名花呗、白条等产品，并直指金融科技公司存在过度授信、损害消费者权益的问题。12 月 18 日，蚂蚁平台上的互联网存款产品全部下架，只对已购买产品的用户可见。蚂蚁集团回应称，该行为是根据监管部门对于互联网存款行业的规范要求作出的决定。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"继蚂蚁之后，理财通、京东金融、陆金所、360 你财富等 10 家平台随后也下线了其存款产品，并表示将密切关注、认真落实相关监管政策和指导意见。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"除此之外，近日，多名网友在社交平台上晒出截图称，自己的花呗额度突然被大幅调降，“额度直接降了一半”、“一万多元被降到了 3000 元以下”。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"image","attrs":{"src":"https:\/\/static001.geekbang.org\/wechat\/images\/56\/5602ecacfd78721cd34ab6aee677f57b.png","alt":null,"title":null,"style":null,"href":null,"fromPaste":false,"pastePass":false}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"对此，蚂蚁集团给出的回复是，花呗近期正在调整部分年轻用户的额度，倡导更理性的消费习惯。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"此外，蚂蚁内部也在进行一些变动。12 月 1 日，蚂蚁金服（杭州）网络技术有限公司出现工商变更，原股东蚂蚁科技集团股份有限公司退出，由支付宝（杭州）信息技术有限公司接力全资持股。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"天眼查 App 显示，近日，蚂蚁蓉信（成都）网络科技有限公司、蚂蚁金服（成都）网络技术有限公司发生工商变更，胡喜退出法定代表人，均由倪行军接任。此前，11 月 27 日，胡喜不再担任蚂蚁金服（杭州）网络技术有限公司全资子公司上海风报信息科技有限公司的法定代表人，由邵文澜接任。同日，胡喜退出支付宝（上海）网络技术有限公司法定代表人，由叶国晖接任。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"据腾讯潜望之前报道，有知情人士透露，监管层正在研究蚂蚁重组，不过仍没有具体办法。为了符合未来的监管框架要求，蚂蚁集团正考虑调整业务架构和重组业务单元以应对，其中，将需要持牌经营的金融业务从蚂蚁集团中独立出来，也成为了可能性之一。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"heading","attrs":{"align":null,"level":3},"content":[{"type":"text","text":"立案意味着什么？"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"消息一出，人民日报随即发表文章称，“这是我国在互联网领域加强反垄断监管的一项重要举措，有利于规范行业秩序、促进平台经济长远健康发展。”同时，人民日报指出，“此次立案调查，并不意味着国家对平台经济鼓励、支持的态度有所改变，恰恰是为了更好规范和发展平台经济，引导、促进其健康发展，以期为中国经济高质量发展做出更大贡献。”"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"文章显示，此次对阿里巴巴反垄断的立案调查之前，相关部门已经做了前期的核查研究工作。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"在 11 月发布的《反垄断指南》中，明确了一些垄断行为，其中包括“平台二选一”、“大数据杀熟”等。阿里巴巴集团董事局主席、首席执行官张勇表示，将积极学习和响应国家的政策和法规，用自身更高的要求建设更为健康的平台经济。"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","text":"此前，有分析人士表示，数字经济的大形势下，现在正是国家出手整治的好时机。“既然要搞数字经济、做国家级的数字化转型，那肯定要有行业治理规则。行业环境要有利于发展和更广泛的创新，而不是简单由既得利益者决定规则。”"}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null},"content":[{"type":"text","marks":[{"type":"strong"}],"text":"延伸阅读："},{"type":"link","attrs":{"href":"https:\/\/mp.weixin.qq.com\/s?__biz=MjM5MDE0Mjc4MA==&mid=2651054021&idx=1&sn=90f3b092e8df236266523e45514d370c&chksm=bdbe27968ac9ae8092ad0e4cf2e17eb7b99b19d5f8df0397b9bd402e828c86f537b56009e8f4&scene=21#wechat_redirect","title":"","type":null},"content":[{"type":"text","text":"《摁住巨头：腾讯阿里们要小心了？》"}]}]},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}},{"type":"paragraph","attrs":{"indent":0,"number":0,"align":null,"origin":null}}]}